Affirm is hiring a remote Underwriting/Credit Model Risk Senior Manager ML!
Affirm's Enterprise Risk & Internal Audit group is hiring a senior manager to head the underwriting and credit risk validation pillar of its Model Risk Management function. The position is remote-first within Canada and blends sector leadership with substantial individual-contributor work: you will set direction for the credit and underwriting validation programme, grow and mentor a team of quantitative specialists, and still personally validate Affirm's most complex machine learning models. The role sits at the intersection of consumer credit, data science, and risk governance, and involves close partnership with model owners, developers, finance, internal controls, and compliance to keep the MRM framework strong and audit-ready. Affirm describes this as a fit for a seasoned technical leader who moves comfortably between strategic oversight and detailed hands-on analysis.
Key responsibilities
- Direct the underwriting and credit risk validation sector, including hiring, mentoring, and managing a team of quantitative professionals
- Personally conduct independent validations of sophisticated machine learning models used in underwriting and credit risk management
- Assess conceptual soundness, data integrity, and performance stability through testing, targeted reviews, and ongoing monitoring
- Surface material model weaknesses, propose remediation, and work with model owners and developers to track findings to closure
- Help design and continuously improve the firm-wide model risk management framework alongside cross-functional partners
- Coordinate with accounting, internal controls, and compliance teams so model activities satisfy internal standards and regulatory expectations
- Communicate technical findings clearly to audiences with varying levels of quantitative background
Key requirements
- 9+ years in a highly technical role such as model development, model validation, or quantitative analytics
- Deep knowledge of machine learning modelling combined with underwriting and credit risk expertise
- Advanced Python scripting and strong SQL skills for manipulating and analysing large, complex datasets
- Demonstrated record of hiring, managing, and developing quantitative teams, with the ability to shift between strategy and hands-on work
- BS, MS, or PhD in statistics, quantitative finance, mathematics, data science, or a related quantitative field
- Meticulous, curious, critical-thinking approach to understanding how models work
- Exceptional interpersonal and communication skills for translating complex technical concepts
- Seniority: Senior Manager
- Work mode: Remote
- Salary: $201,000 - $261,000 CAD per year
- Key skills: Machine learning, Credit risk, Underwriting, Model validation, Model risk management, Python, SQL, Team leadership, Quantitative analytics, Stakeholder communication, Regulatory compliance
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